US Co-Signer Education Loan at 2.24%*
Backed by a strong U.S. co-signer — get competitive interest rates, eligible zero-fee options and an extra 0.25% cashback from Aspiro.
- Zero processing fee*
- No collateral required
- Fast profile review
- Covers full cost of attendance
Lower rates. Faster reviews. Real cashback.
Among the most competitive US student loan rates — backed by a U.S. co-signer.
Multiple leading US lenders compared side-by-side in one place.
Extra 0.25% cashback + dedicated advisory through disbursal.
See your cashback in seconds
Move the slider to estimate your Aspiro 0.25% student appreciation benefit.
*Subject to lender approval, profile, co-signer eligibility & applicable terms.
Simple 4-step process
- 1Share Profile
Takes 3 minutes. No documents needed yet.
- 2Lender Match
We match you to suitable lenders based on your profile.
- 3Compare & Choose
Review rates, repayment options, and Aspiro cashback side by side.
- 4Sign & Disburse
We support you until funds reach the university account.
Why students choose US co-signer loans
Unsecured loan — no property or FD pledge required.
Tuition, living, books, insurance — covered.
Decisions typically within a few business days.
Grace periods, in-school options & refinancing.
US Co-Signer Loan vs Indian Bank Loan
| Feature | US Co-Signer Loan Recommended | Indian Bank Loan |
|---|---|---|
| Interest Rate | From 2.24%* (USD) | ~11–13% (INR) |
| Collateral | Not required | Often required > ₹40L |
| Approval Time | Faster (days) | Several weeks |
| Loan Currency | USD — no FX risk on tuition | INR — FX exposure |
| Cashback | +0.25% from Aspiro | — |
| Process | 100% online | Branch visits |
How much could you save vs an Indian bank loan?
- Interest rateFrom 2.24%* APR
- Processing fee₹0 on eligible options*
- Aspiro cashback+0.25% = $125
- Potential savings vs Indian bank₹7L+
- Interest rate~11–13% p.a.
- Processing feeMay apply
- FX riskYes
- Higher total costSignificant over tenure
*Illustrative example only. Actual savings depend on profile, lender approval, co-signer eligibility, exchange rate, and loan terms.
Who can apply
Admit letter (I-20) from an eligible US institution.
US citizen / permanent resident with good credit history.
Acceptable academic & financial profile.
Frequently asked questions
Get your US loan options today
Free profile review. Best lender match. Cashback on eligible disbursed loans.